Financial Examiners
Business, Management and AdministrationO*NET 13-2061.00United States
Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.
- Median annual earnings
- $94,162
- Projected change
- +19.4%
- Typical education
- Bachelor's degree
- Employment
- 73.14K jobs
50th percentile, United States
2025 to 2035
95.7% of the workforce
Growing to 87.3K by 2035
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These courses and certificates are connected through catalog career relationships and Lightcast skill tags.
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The work
What financial examiners do
Tasks reported for this occupation, ordered by how often they come up in the role.
- Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
- Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
- Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
- Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
- Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.
- Plan, supervise, and review work of assigned subordinates.
- Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.
- Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.
- Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.
- Train other examiners in the financial examination process.
- Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.
- Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.
- Provide regulatory compliance training to employees.
- Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.
- Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.
- Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.
Pay and outlook
What the job pays and where it is heading
Annual earnings range
Reported earnings by percentile, United States
- 10th percentile
- $56,243
- 25th percentile
- $70,658
- 50th percentile
- $94,162
- 75th percentile
- $129,605
- 90th percentile
- $174,200
The gold marker shows the median. Half earn more than $94,162 and half earn less.
Employment outlook
2025 to 2035 projection
+19.4%much faster than average
202573,142 jobs
2035 projected87,297 jobs
14,155 more positions over the decade, before replacement hiring.
Preparation
Education levels
What people currently working in the career hold. These are not entry requirements.
- Bachelor's degree
- 95.7%
- Master's or Professional degree
- 4.4%
Skills
Skills employers ask for
Technical skills appearing most often in job postings for this occupation.
How the work gets done
Core competencies
Broad capabilities associated with strong performance in this occupation.
- Critical Thinking
- Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
- Reading Comprehension
- Understanding written sentences and paragraphs in work-related documents.
- Active Listening
- Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
- Speaking
- Talking to others to convey information effectively.
- Writing
- Communicating effectively in writing as appropriate for the needs of the audience.
- Monitoring
- Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
- Judgment and Decision Making
- Considering the relative costs and benefits of potential actions to choose the most appropriate one.
- Complex Problem Solving
- Identifying complex problems and reviewing related information to develop and evaluate options and implement solutions.
- Active Learning
- Understanding the implications of new information for both current and future problem-solving and decision-making.
- Systems Evaluation
- Identifying measures or indicators of system performance and the actions needed to improve or correct performance, relative to the goals of the system.
- Systems Analysis
- Determining how a system should work and how changes in conditions, operations, and the environment will affect outcomes.
- Mathematics
- Using mathematics to solve problems.
- Social Perceptiveness
- Being aware of others' reactions and understanding why they react as they do.
- Coordination
- Adjusting actions in relation to others' actions.
- Time Management
- Managing one's own time and the time of others.
- Management of Personnel Resources
- Motivating, developing, and directing people as they work, identifying the best people for the job.
- Learning Strategies
- Selecting and using training/instructional methods and procedures appropriate for the situation when learning or teaching new things.
- Instructing
- Teaching others how to do something.
- Service Orientation
- Actively looking for ways to help people.
- Persuasion
- Persuading others to change their minds or behavior.
In the market
Job titles and employers
Recent job postings in United StatesCommon job titles
- 01Financial Examiners134 postings
- 02Financial Institution Examiners54 postings
- 03Bank Examiners43 postings
- 04Field Examiners27 postings
- 05Examiners25 postings
- 06Compliance Examiners23 postings
- 07Securities Examiners18 postings
- 08Program Examiners15 postings
- 09Deputy Superintendents14 postings
- 10Financial Investigators13 postings
- 11Supervising Investigators12 postings
- 12Credit Union Examiners11 postings
- 13Auditors9 postings
- 14Chief Examiners9 postings
- 15Securities Compliance Examiners9 postings
- 16Account Managers/Underwriting Assistants8 postings
- 17Special Assets Officers8 postings
- 18Financial Recovery Specialists7 postings
- 19Investigators7 postings
- 20Public Services Managers7 postings
Top employers
- 01State of California38 postings
- 02State of Washington24 postings
- 03Federal Reserve Bank19 postings
- 04Nys Department Of Civil Service17 postings
- 05PNC17 postings
- 06RSM17 postings
- 07State of Nevada14 postings
- 08Commonwealth Of Pennsylvania12 postings
- 09State of New York12 postings
- 10State Of Illinois11 postings
- 11State of Hawaii11 postings
- 12California State Personnel Board10 postings
- 13Rosenberg And Fecci Consulting10 postings
- 14State Of Texas10 postings
- 15State of Tennessee10 postings
- 16State of Florida9 postings
- 17Texas Health and Human Services Commission9 postings
- 18California Department Of Financial Protection And Innovation8 postings
- 19Commerce Insurance8 postings
- 20Huntington Bancshares8 postings
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